Not so much for me, but for the younger generation.
See here: the employment scene is moving to short gigs, piecework, and the like, and away from nice predictable incomes from steady corporate jobs.
Add this to the concerns I mentioned here, and factor in the easy-debt economy that's grown up since the 1980s. What do we have?
A generation or two conditioned to the Industrial Age steady-job paradigm, carrying a heavy debt load (college loans, credit cards, E-Z Credit on that new car), facing the old reality of irregular cash flow.
Kinda makes it hard to keep up the payments, huh?
I've basically been living in the gig economy since the 80s (when I started working for a small consulting company with irregular cash flow), except for summer 2000 through summer 2004 when I had that job in Corporateland, so I'm used to this sort of thing.
For those who adjusted their lifestyles to the good times, and have never lived in the unpredictable world of small business, it's a likely disaster. And for those institutions that have been lending them all that money?
Aaah, don't worry about the institutions. They'll get bailed out. Again. And bailouts are good for the economy, right?